Home Financing Options:

• South Bay Finance
  Do you want the best possible price for your mortgage loan? Are you tired of trying to compare the fine print to get the best price between the different programs offered by various lenders? We want you to be able to compare apples to apples!
  
  
• First Time Buyers
  Many home loan programs have been specifically created for first time homebuyers. These loans feature low down payments and approval guidelines that make it easier to qualify.
  
  
• Home Purchases
  One of the most exciting adventures you will ever encounter is purchasing a home. If you're a first time buyer or an experienced investor we will make the process quick and easy.
  
  
• Mortgage Refinancing
  We want to make the refinance of your home or investment property quick and easy. Our customers have said that our speed of processing sets us apart from our competition.
  
  
• FHA & VA Loans
  There are many factors to consider when applying for a government loan. We will be by your side every step of the way.
  
  
• Debt Consolidation & Equity Loans
  Paying off and consolidating your high interest credit cards and other debts into one lower payment could save you hundreds of dollars each month. By refinancing your first mortgage, or obtaining a new home equity loan to reduce your monthly debts can be a financially practical way to relieve the burden of high monthly payments that seem to have never ending balances.
  
  
• Second Mortgages
  Our second mortgage programs can be tailored to your specific needs. For more information and calculations click here.